FundingPips
CEO
Khaled Ayesh
Country
AE
Date Created
Nov, 2022
Years in Operation
3
Restricted Countries
Platforms:
Payment Methods:
Payout Methods
Paypal
Assets
What Is FundingPips?
FundingPips is a Dubai-based proprietary trading firm that provides funded accounts up to $100,000 across forex, indices, metals, energies, and crypto. Traders pay a one-time evaluation fee, pass a challenge under defined risk rules, and receive a Master Account with real profit payouts. No personal capital is put at risk in the markets.
What sets FundingPips apart is its four distinct funding paths — a 2-Step Standard, a tighter 2-Step Pro, a single-phase 1-Step, and an instant-access Zero program — all underpinned by a static (non-trailing) drawdown model and no time limits. With over $200 million paid out to traders and 43,000+ Trustpilot reviews, it has established itself as one of the more transparent and trader-friendly prop firms in the forex space.
Evaluation Rules
FundingPips offers four evaluation paths. The flagship 2-Step Standard requires hitting an 8% profit target in Phase 1 and 5% in Phase 2, with a minimum of 3 trading days per phase and no time limit. The 1-Step Fast Track compresses this into a single 10% target. All standard evaluations use a static drawdown model — the loss floor is fixed at account creation and never moves.
FundingPips enforces a maximum risk per "trade idea" — 3% of the initial account size for accounts below $50K, and 2% for accounts at or above $50K. The critical nuance: if you close a losing trade and open another position in the same direction within 10 minutes, both losses are combined and counted as a single trade idea. Multiple simultaneous positions on the same instrument can also be grouped. This rule has caught many traders off-guard and resulted in funded account terminations for what appeared to be minor overshoots. Know this rule before you execute your first trade.
Account Sizes & Pricing
FundingPips offers five account tiers from $5K to $100K. Pricing is among the most competitive in the industry — the 2-Step Pro entry starts at just $29 for a $5K account, and a $10K 2-Step Standard runs $55, undercutting most major competitors significantly. Periodic discounts are available via promotional codes.
The table below reflects the 2-Step Standard evaluation — the most popular path and the one with the most forgiving drawdown limits. The 1-Step and Zero programs carry different fee structures; check the FundingPips dashboard for current pricing across all plan types.
| Account Size | Phase 1 Target | Phase 2 Target | Max Drawdown | Daily Loss Limit |
|---|---|---|---|---|
| $5,000 | $400 (8%) | $250 (5%) | $500 (10%) | $250 (5%) |
| $10,000 | $800 (8%) | $500 (5%) | $1,000 (10%) | $500 (5%) |
| $25,000 | $2,000 (8%) | $1,250 (5%) | $2,500 (10%) | $1,250 (5%) |
| $50,000 | $4,000 (8%) | $2,500 (5%) | $5,000 (10%) | $2,500 (5%) |
| $100,000 | $8,000 (8%) | $5,000 (5%) | $10,000 (10%) | $5,000 (5%) |
Funded Account & Payouts
Once a trader passes the evaluation, they enter a Master Account where real payouts begin. FundingPips uses a tiered payout structure based on how frequently a trader requests withdrawals — the less often you withdraw, the higher the split. The same drawdown rules apply in the funded stage, so consistent risk management remains essential.
Notably, if a trader reaches their 4th successful payout on a 1-Step or 2-Step challenge, FundingPips refunds the original evaluation fee — effectively making the challenge free for consistent performers. Funded accounts also qualify for a scaling plan that can grow account size up to $2,000,000 based on sustained profitability.
Platforms & Instruments
FundingPips supports three trading platforms — Match-Trader, cTrader, and MT5. Match-Trader is the firm's own modern web-based interface. cTrader is the preferred choice for algorithmic traders and those who value its native depth-of-market and order management tools. MT5 supports a swap-free add-on for traders needing Islamic-compliant accounts. Note: MT4 is not supported — traders relying on MT4-specific EAs or indicators will need to adapt.
Pros & Cons
- ✓Static drawdown — floor never moves, no trailing mechanic to catch you out
- ✓Four distinct evaluation paths for different trading styles and risk tolerances
- ✓Up to 100% profit split on monthly reward cycle
- ✓No time limit on any evaluation phase
- ✓Evaluation fee refunded after 4th successful payout
- ✓Scaling plan up to $2,000,000 in funded capital
- ✓Entry-level pricing from $29 — among the lowest in the industry
- ✓$200M+ in verified payouts, 43,000+ Trustpilot reviews
- ✓News and weekend trading permitted (standard plans)
- ✓Payouts processed within 48 hours
- ✓Crypto, metals, indices, energies, and forex — broad instrument coverage
- ✗The 10-Minute Rule groups re-entries as a single trade idea — easy to breach unintentionally
- ✗Zero (Instant Funding) account carries multiple restrictive conditions that complicate payouts
- ✗Maximum account size capped at $100K (without scaling) — smaller ceiling than some competitors
- ✗MT4 not supported — traders dependent on MT4 EAs must adapt to a new platform
- ✗Consistency rules apply on certain payout cycles — traders choosing higher-split options must meet additional conditions
MarketGrid Verdict
FundingPips is one of the strongest forex prop firms available in 2026. The static drawdown model removes a major source of unexpected account terminations, the four evaluation paths offer genuine flexibility, and the tiered payout structure — going all the way up to 100% on the monthly cycle — is difficult to match. Over $200 million in verified payouts and a 4.5-star Trustpilot rating from tens of thousands of traders speak for themselves.
The one rule that demands full attention before trading is the 10-Minute Rule. Understand exactly how FundingPips defines a "trade idea," size your risk accordingly, and avoid same-direction re-entries within the 10-minute window. Master that, and FundingPips is one of the most accessible and rewarding funded trading environments in the industry today.
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